Why TPA Expertise Matters For Niche Auto Desk Review

When it comes to RVs, motorcycles, tractors, and commercial trucks, processing auto claims isn’t a one size fits all process. These niche auto claim categories require more specialized expertise than assessing a claim of an average vehicle. 

Outsourcing to an expert TPA who has experience in this specialty can provide extensive knowledge, expert oversight, and shorter cycle times—saving you time and money while increasing retention rates. Let’s look into the benefits of their expertise. 

They’re Experts So You Don’t Have to Be

Even to the most trained niche vehicle claim experts, these claims require research. Each of these niche auto categories (RVs, motorcycles, farm equipment, trucks, etc.) have nuances within their individual category of vehicle. 

The ways these vehicles are built make it challenging to spot the difference between specific makes and models, features, and accessories. These variations complicate the process of calculating the accurate value of the damaged vehicle. 

To the untrained eye, a Volvo Conventional Tractor with a 1 piece hood will look exactly the same as the model with a 3 piece hood. It’s an easy, minuscule detail to miss, and if it is,  inaccurate values are added to a claim that costs internal dollars while simultaneously frustrating your policyholder.

Gain Specialty Knowledge That Moves Claims Quickly

TPA niche auto desk review help provides your company with the experience of independent appraisers who focus exclusively on this specialty equipment. These specialized experts are able to use their years of experience to assign accurate values of damage that would otherwise be difficult. 

TPA expertise ensures there is someone looking out to make sure you’re not left paying a total loss when you shouldn’t, or repairing a vehicle that shouldn’t be repaired. 

Expert Oversight Eliminates Unintended Costs

As more insurance companies embrace innovations in AI and other technology, there can be a vital gap missed when these platforms finalize a claim on their own. A trained expert having the final oversight on a complicated niche auto claim can catch subtleties that save your company from unintended costs. 

When adjusters receive your niche auto claims they:

• Negotiate rates & labor times
• Verify miscellaneous operations being added
• Ensure all of the parts are accounted for
• Validate that all damages are consistent with loss facts
• Assign the value consistent with the damage experienced

A personalized, human-centric approach integrated within their high tech systems provides an added layer of oversight that’s able to catch all the specialized details that come with niche auto claims. 

Outsourcing to Comsearch

Improve internal processes and smoothly move claims processing along by outsourcing to the experts. We bring our accountability, expertise, and efficiency to the process for not only the insured, but for you, the insurer, too. Here at Comsearch, we provide not only a proven and efficient suite of claims services, but a team of claim service problem solving experts, to enhance your business results.